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  • Online Banking News – Financial Information from RaboDirect Ireland
    Personal Savings Watch the first episode of our Weddings Series with Ed and Lucy and find out how Ed popped the big question Read more Ray Ali Meet the Happy Couple Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the first episode of our Weddings Series with recently engaged Ray and Ali to find out how Ray popped the big question Read more Derek Sinead Meet the Happy Couple Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the first episode of our Weddings Series with Derek and Sinead to find out how Derek popped the big question Read more Ed Lucy Save for The Date Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the second episode of our Weddings Series with Ed and Lucy to see how they are handling saving together for the first time Read more Ray Ali Save for The Date Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the second episode of our Weddings Series with Ray and Ali to find out how they are handling saving together

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/default.aspx?pagenumber=1&thema=Weddings (2016-02-16)
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  • RaboDirect Wedding Savers - Series 2 part 4
    Compare How it s invested At retirement How to apply PRSA fees FAQs The Blog Check it out Open Account Log in Ray Ali Tips and Confessions Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings The question is popped The plans are in place But one question remains How to save for the big day In this episode of the Wedding Series Ray and Ali get confessional From pre nups to stylists watch Ray and Ali reveal the hot topics that dominated their wedding budget conversations Previous post Ed Lucy Tips and Confessions Back to Blog Post comment Name Please fill in your name Email address For verification only it will not be published Please fill in your email address Please fill in a valid email address Comment Please fill in a contribution or question Please type in the code shown below Please type in the verification code All comments are moderated and posted live during working hours Categories Business Savings 9 Investments 18 Partnerships 12 Personal Savings 48 Theme Education 1 Holidays 1 Life Money 11 Property 7 Retirement 7 Weddings 16 Need help Why not give us a call 1850 88 22

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/ray-and-ali-wedding-savings-tips.aspx (2016-02-16)
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  • Get ready to haggle with your wedding budget
    offerings but which do you have more of time or money Imagine the cost of your wedding if you simply booked the first person that answered your call or replied to your email How would you even know if they offered decent value So to make sure your savings go further get yourselves organised with a spreadsheet and be prepared to put in a little effort Divvy up a list of items you need to arrange and do your research Found a few florists whose work you like Email three and see what you ll get for your money Found some photographers whose shots your admire Get in touch and see what their wedding packages are like But before you sign on the dotted line don t forget to haggle 1 Never assume Firstly don t assume that the most expensive is the best nor that the priciest quote means you are being ripped off Skill and experience cost money but that doesn t mean a rising talent can t do the job well for less 2 Be upfront Be upfront about your budget but only after you ve been given you a quote Let a vendor know your numbers and explain that you d like to hire them if you could afford to Some will walk away if the gap is too big but someone you once thought out of your league may just surprise you They might be glad of your business or simply thinks you re wonderful and happily drop their rates to move closer to your budget 3 Become a haggler Your reception will eat up around half of your total wedding budget so it s worth your while haggling over certain aspects Maybe your venue will waive room hire allow you to bring in your own wine and not charge corkage or perhaps they ll give you a deal on a pricier menu Remember you re spending thousands so don t be shy about asking for some financial flexibility Think of the money you could save 4 Know your budget Set your budget before you go shopping If you can afford 1 500 for your dream dress then don t go trying on the gown that s 3 000 The same goes for diamond studded wedding rings Jimmy Choo shoes or Savile Row suits If you fall in love with something unaffordable you may torture yourself with disappointment convincing yourself nothing else will live up to it Let vendors know your budget so they can help you cut your coat according to your cloth 5 Shop around The price of some wedding dresses can vary dramatically from boutique to boutique Once you find your dream dress it may be worth seeing who else stocks it in Ireland and comparing prices Don t be afraid to tell one boutique that you found your dress cheaper elsewhere They may be happy to match the lower price Don t forget that you ll need to return to your

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/your-wedding-budget-haggling.aspx (2016-02-16)
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  • Who’s picking up the tab for your Wedding
    They then pay for everything from the bride s clothes to the flowers stationery photographer reception and cake You and your other half simply fund the wedding rings groom s suit and honeymoon then rock up on the big day looking fabulous New rules You guys announce your engagement on social media then invite everyone out for drinks which they ll pay for themselves You declare your intentions to fund your own wedding while secretly hoping your folks will step in and offer at least to foot a small part of the bill Reality check In an ideal world we could all depend on the largesse of our families to finance our nuptials but nowadays it s far more commonplace to save up and cover most costs ourselves With the average wedding today costing 25 000 they are much pricier affairs than when our folks generation was walking up aisle so it s a little unrealistic to expect a blank cheque approach from them these days If you think our generation is being short changed consider this The more cash your family injects into your celebrations the more likely they will feel entitled to influence decisions This won t always be the case but many couples find that financial contributions come with demands and expectations If mum s paying for the reception can you really tell her not to invite half the golf club along Here s 4 likely scenarios and how to avoid them 1 Misunderstandings So your family have said they d love to pay for your wedding Great Except they have no idea the expense they have just committed to Before you assume they have a bottomless savings account discuss their budget or perceived expectations Bear in mind that weddings today tend to cost far more than many parents realise so getting a very clear picture of the costs from the outset will avoid you blowing the family inheritance in error 2 Demanding parents If you two are paying for everything or nearly everything it allows you a certain amount of autonomy the kind that often disappears when someone else is footing your bill Again it s important to describe the type of wedding you want at the outset Explain to parents that even with their generous contribution you don t want a huge wedding Clarify that guest numbers are limited and that in order to stick to the budget there will be a finite number of invitations for their friends Keep things even so both families feel they are equally represented 3 Empty piggy banks If you re determined to save and pay for your own wedding but can t meet all the costs consider asking your families separately if they are in a position to make a small contribution Maybe they could pay for your honeymoon or outfits as a wedding present or even cover the cost of the photography 4 Hidden extras Even if your families plan to help out with the main event

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/wedding-budget-picking-up-the-tab.aspx (2016-02-16)
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  • Sticking to your wedding budget with RaboDirect
    Here s some smart steps to help you set your budget along with some tips on how to stick to it Your money will go much further 1 Make a list Before spending a cent sit down together and write a list of every likely expense You ll find great wedding checklists online or in wedding magazines Download a dedicated budgeting tool or set up a shared spreadsheet to record and monitor your outgoings 2 Research vendors Talk to venues you like and visit a bridal shop to gauge how expensive items might be Don t rely on guesswork most things from flowers to stationery cost more than you d imagine Dresses cost thousands of Euro though you can find great bargains under 1000 in the sales which could eat up a large percentage of your overall budget 3 Allocate funds Do your costings Allocate funds to each category your outfits reception entertainment honeymoon etc Where possible allow a little extra for unforeseen outgoings 4 Draft a guest list Many items costs will be proportional to the size of your wedding Having a rough idea of guest numbers will allow you estimate expenses on everything from stationery to the food and drink bill 5 Start saving Saving for a wedding can take time especially if you re not used to saving so don t pile on financial pressure by selecting an unrealistic date Your parents may be in a position to help out with costs too so talk to them before agreeing your final spend Once you ve set your budget you ll need some tricks to help stick to it 1 Listen up Tap your married pals for budgeting advice Ask what they would change about their weddings and if they felt they wasted money on any aspects of their celebrations Learn from others mistakes and use this wisdom to save you costly choices 2 Make a date A weekend wedding in summer will cost more than a mid week wedding a winter wedding excluding Christmastime will cost less again Choose an off season mid week date and you ll not only save cash you ll also have your pick of venues and suppliers 3 Recruit a crew Now s the time to call in favours and hit up talented family and friends Chances are you know a rake of brilliant people who would love to help out Personalise things by getting your arty baking musician DJ friend to work on your invitations décor cakes music As well as that personal touch they ll help keep you on budget 4 Those little extras You could choose a cheaper dress shorter honeymoon or no frills menu or you could simply ditch items that aren t essential Maybe you can cut skip favours or order of service booklets choose between a band and DJ choose a shop bought cake or share your flower costs with a couple who are marrying the next previous day 5 Know your numbers Be sensible when

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/your-wedding-budget.aspx (2016-02-16)
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  • Browser Title
    A holiday in the sun Kids education A shiny new car Retirement Whatever it is by setting a savings goal you are far more likely to achieve your objective big or small Sound daunting Fear not The friendly folk at RaboDirect the savings specialists are here to help If you re an existing customer follow the simple steps below to get started Step 1 Get your account details Use your Digipass to login to your RaboDirect account Go to your Account Summary page Take a note of your IBAN RaboDirect s BIC is RABIIE2DXXX Step 2 Contact your main bank Instruct your bank that you want to set up a regular payment from your current account to your RaboDirect Savings Account Give them your IBAN and BIC details Outline the amount you want to save and how often you would like to save weekly monthly That s it Once you re set up watch your savings grow Told you it would be easy Get your account details Not a RaboDirect customer yet We ve got you covered Why not join the savings specialists today and give your 2016 savings goals a kick start with RaboDirect Open account now Still on

    Original URL path: https://www.rabodirect.ie/goal-savings/landing-page-blog.aspx (2016-02-16)
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  • RaboDirect's 12-Month Guide to your finances in 2016
    not Make some smaller goals too pay off the credit card clear the student loan Now that you know what s important to you set a specific target each month Decide what you need to do put your credit card in the goldfish bowl open a separate savings account pay 50 off your debt monthly or set up automatic bill payments Then just do it March Egage the men Hey guys are you still with us We know from our research that women are much more likely to keep to their resolutions than men 47 of women are still on the financial plan versus 35 of men Stay with us guys April Time to spring clean Clearing away your financial clutter will put a spring in your step Break out the highlighters and sit down with your last bank statement Try the traffic light trick Highlight all essentials food mortgage bills in green Mark all spending on things you really wanted in yellow Netflix pedicures gadgets Then put a red line through things you really wanted but probably shouldn t have bought the latest tech device designer phone cover celebrity perfume Star Wars outfits for your cuddly toys In the red will develop a whole new meaning May Watch your spending We ve discovered the secret to financial success staying motivated and keeping count Our stats show that self motivation 40 and keeping track of spending 40 help people stick to their financial resolutions Now you know June Spill the beans Be brave Tell someone about your plans Let them pat you on the back when you re doing well and encourage goad prod poke elbow you when things are going pear shaped July Flex your saving muscle Have you established a good savings routine yet Here are three steps that are proven to help Open a separate savings account Set small achievable targets Make automatic deductions from your salary August Take the latte test You can feel the chill of autumn but be careful How many fancy coffees lunches or warming pints do you buy in a week Start counting Then take out your calculator we re betting that the fingers on both hands won t be enough and multiply the number by the cost Bitter eh September Beware the bumps in the road Don t let unexpected emergencies ruin your financial plan Make sure you have a small rainy day fund set aside for the inevitable boiler car or washing machine repair October Reward yourself When you hit your target celebrate No one can keep the belt tightened all year round So when you reach a goal make sure to reward yourself for staying on track Go ahead and splurge but make it a happy splurge Pick something that will lift your spirits set a budget and then go ahead and splash out November Become a debt o nator Do you find you re raiding the piggy bank at the end of the month It might be time

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/savings-goals-2016.aspx (2016-02-16)
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  • Ellie Balfe, the editor of Image.ie Gets Honest About Her Financials
    little crew at this stage I budget monthly but each month becomes very lean as we approach the end we live month to month there is absolutely no chance of saving anything I have one current account from which I run everything I don t have a credit card I used to years ago but I found it better to live in the moment with money I m not good with credit I do have a considerable amount of financial stress mainly about what the future holds and what might happen if a curveball came i e if I lost my job or got sick and couldn t work I only became a financial grown up when I had kids before then money came in and went out I never saved Nowadays it s still the same but it s not spent on me I may not be a saver but if I was it would be for an amazing holiday with the kids I do believe in spending to make memories Sinead Ryan financial advisor says Ellie is doing really well by budgeting to avoid debt She has no loans at all and realises the dangers of a credit card when you re stuck for cash However she says her biggest problem is having money left to save as everything she earns is spent Most people see savings as something you do after everything else is paid But savings should be an integral part of the budgeting process putting something aside regularly however small ensures you won t be tripped up when life catches you off guard It s great to have two savings accounts they cost nothing to set up online One for general household expenses the unexpected that every family incurs The other should be for something

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/money-talks-ellie-balfe.aspx (2016-02-16)
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