archive-ie.com » IE » R » RABODIRECT.IE

Total: 318

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Online Banking News – Financial Information from RaboDirect Ireland
    Top 7 tips on saving for your first home Submitted by RaboDirect ie on Saturday 20 June 2015 No comments Category Personal Savings Saving for a mortgage deposit can be a daunting task It s a big chunk of change Fear not We ve compiled 7 tips to help you stay savvy and plan so you achieve your savings goal Read more Buyer Beware 7 hidden costs that every home buyer should know Submitted by RaboDirect ie on Saturday 20 June 2015 No comments Category Personal Savings When we think about saving for a new home we focus on the deposit But anyone who s been there will tell you it s the extras that caught them off guard Here s 7 extra costs to include in your savings plan Read more All you need to know about the new mortgage rules Submitted by RaboDirect ie on Saturday 20 June 2015 No comments Category Personal Savings If you re saving for your first home or upgrading you re probably heard about the new Central Bank mortgage rules Here s some FAQ s to help work out what they actually mean for you and your savings Read more Ed Lucy Meet the Happy Couple Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the first episode of our Weddings Series with Ed and Lucy and find out how Ed popped the big question Read more Ray Ali Meet the Happy Couple Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the first episode of our Weddings Series with recently engaged Ray and Ali to find out how Ray popped the big question Read more Page Previous 1 2 3 4 5 6 7 8 9 18 Next Categories Business

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/default.aspx?pagenumber=7 (2016-02-16)
    Open archived version from archive


  • Online Banking News – Financial Information from RaboDirect Ireland
    s invested At retirement How to apply PRSA fees FAQs The Blog Check it out Open Account Log in Home More The Blog Check it out Blog Derek Sinead Meet the Happy Couple Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the first episode of our Weddings Series with Derek and Sinead to find out how Derek popped the big question Read more Ed Lucy Save for The Date Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the second episode of our Weddings Series with Ed and Lucy to see how they are handling saving together for the first time Read more Ray Ali Save for The Date Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the second episode of our Weddings Series with Ray and Ali to find out how they are handling saving together for the first time Read more Derek Sinead Save for The Date Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the second episode of our Weddings Series with Derek and Sinead to hear how they are saving and spending on their wedding Read more Ed Lucy Budgeting Together Submitted by RaboDirect ie on Friday 19 June 2015 No comments Category Personal Savings Watch the third episode of our Weddings Series with Ed and Lucy where they reveal for the first time some of the true costs of their wedding Read more Page Previous 1 4 5 6 7 8 9 10 18 Next Categories Business Savings 9 Investments 18 Partnerships 12 Personal Savings 48 Theme Education 1 Holidays 1 Life Money 11 Property 7 Retirement 7 Weddings 16 Need help Why not give us a call

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/default.aspx?pagenumber=8 (2016-02-16)
    Open archived version from archive

  • Online Banking News – Financial Information from RaboDirect Ireland
    At retirement How to apply PRSA fees FAQs The Blog Check it out Open Account Log in Home More The Blog Check it out Blog Mark Little on Starting a New Business Submitted by Mark Little Storyful com on Tuesday 29 June 2010 14 comments Category Business Savings Mark Little former RTE correspondent took a leap of faith and left the TV studio to set up his own business in the middle of a recession A method to his madness Here s what he had to say Read more David McWilliams Q A with RaboDirect Submitted by David McWilliams Economist Journalist and Best Selling Author on Monday 29 June 2009 50 comments Category Investments He s always asking questions so we we turn the tables and invite you to put your questions to him We guessed he wouldn t be short of a few words and we weren t disappointed Here s what he had to say Read more Page Previous 1 11 12 13 14 15 16 17 18 Categories Business Savings 9 Investments 18 Partnerships 12 Personal Savings 48 Theme Education 1 Holidays 1 Life Money 11 Property 7 Retirement 7 Weddings 16 Need help Why not give

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/default.aspx?pagenumber=18 (2016-02-16)
    Open archived version from archive

  • DIRT Tax FAQs
    tax on the interest your bank accounts earn We automatically deduct DIRT from your account so you don t need to do anything The DIRT rate on interest earned from 1 January 2014 is currently 41 Are you over 65 If so you may now be exempt from paying DIRT The Finance Act 2007 introduced new arrangements that allow you to have any interest earned on money on deposit credited to your savings account by your financial institution without deduction of DIRT where you satisfy certain conditions If you meet these conditions you can apply directly to us to have the interest paid without deduction of DIRT Are there DIRT exemptions If you or your spouse civil partner is over65 permanently incapacitated and you meet certain conditions you can claim an exemption from DIRT deduction If you are over 65 you will need to complete a DE1 Revenue Form and return to RaboDirect If you are permanently incapacitated a DE2 Revenue Form will need to be completed and submitted to the Revenue to get the ball rolling If all s well the Revenue will issue a notification to RaboDirect advising us not to deduct DIRT from your account If I ve already paid DIRT how can I claim it back Claiming DIRT for the previous year You should contact your local Revenue Office They ll probably ask to see a bank statement or interest certificate showing the DIRT you ve paid You can get an interest certificate by logging in to your RaboDirect account clicking on Interest Certificate and printing it off Making sure you re exempt from DIRT for this year Send a completed DE1 Revenue Form to our FREEPOST address and we can take care of it from there You can also claim DIRT from the previous year

    Original URL path: https://www.rabodirect.ie/personal-savings/on-demand/faqs/dirt-tax-faqs.aspx (2016-02-16)
    Open archived version from archive

  • Transfer Money FAQs
    set up a Rabo Money Mover with us This allows you to add regular or lump sum amounts to your RaboDirect Savings Accounts The maximum amount you can transfer into your RaboDirect account using the Rabo Money Mover is 500 per month or 100 per week Same day money transfers are also available You ll need your IBAN our Swift Code and holding account number You can get these by calling us on 1850 88 22 44 Please note your bank may charge you a fee for this service You can also send us a cheque or a draft made payable to you just ensure the cheque is crossed and your customer number and savings account number are noted on the back You can send them to RaboDirect Freepost F4006 PO Box 10152 Dublin 2 Please note cheques and drafts take six working days to clear RaboDirect accepts euro currency SEPA payments from other EU countries Transfers via SWIFT from other EU countries can t be accepted To process a SEPA payment the following information may be required by your bank in the EU RaboDirect BIC Code RABIIE2DXXX and your RaboDirect IBAN number which can be located on your RaboDirect Statement How do I transfer money out of my RaboDirect Account Transferring money is easy You can follow the step by step guide below or watch our How To video for help If you have online or telephone banking with your main bank you can give them your RaboDirect Savings Account IBAN and arrange the transfer with them You ll find your IBAN at the top of your RaboDirect statement Alternatviely you can set up a Rabo Money Mover with us This allows you to add regular or lump sum amounts to your RaboDirect Savings Accounts The maximum amount you can transfer into your RaboDirect account using the Rabo Money Mover is 500 per month or 100 per week Same day money transfers are also available You ll need your IBAN our Swift Code and holding account number You can get these by calling us on 1850 88 22 44 Please note your bank may charge you a fee for this service You can also send us a cheque or a draft made payable to you just ensure the cheque is crossed and your customer number and savings account number are noted on the back You can send them to RaboDirect Freepost F4006 PO Box 10152 Dublin 2 Please note cheques and drafts take six working days to clear RaboDirect accepts euro currency SEPA payments from other EU countries Transfers via SWIFT from other EU countries can t be accepted To process a SEPA payment the following information may be required by your bank in the EU RaboDirect BIC Code RABIIE2DXXX and your RaboDirect IBAN number which can be located on your RaboDirect Statement How long do external transfers take Internal transfer If you select as soon as possible and you re transferring money internally between RaboDirect accounts the transfer

    Original URL path: https://www.rabodirect.ie/personal-savings/on-demand/faqs/transfer-money-faqs.aspx (2016-02-16)
    Open archived version from archive

  • So what’s the deal with index tracking funds?
    tracking funds Actively Managed Funds Index Tracking Funds Managers pick stocks or securities with a goal in mind like beating an index or achieving a certain level of return with some degree of risk They tend to have higher management fees because of the expertise employed and the expense involved in researching companies or regions 0 70 2 V No one actually picks the stocks for these funds They invest in a basket of stocks that mirror a predetermined index like the S P 500 and the goal is to match the index not beat it As a result there s less work involved and little portfolio turnover so they re less expensive than managed funds The index tracking funds we offer have a maximum management fee of 0 55 Savvy investors know there are pros and cons to be weighed up with every investment decision and depending who you talk to you ll get a different opinion on the active managed versus index tracking debate That s why understanding the difference before you make decisions is so important For too long debate has been focused on active versus index investments which rather missed the point Today in recognition of the value that both strategies deliver it s all about combining active and index strategies BlackRock The benefits of a core and satellite strategy usually gets an airing when this subject comes up Many industry experts still believe investors should have the bulk of their holdings in low cost index funds core funds and the rest in a selected range of managed funds focusing on specialist areas or regions satellite funds As you know we don t do advice but when we talked to the experts these are the benefits they spelt out around index investing 5 Good reasons to think about index investing Diversification They allow diversification Index tracking funds are made up of a broad portfolio of individual securities and are therefore well diversified Returns are also less likely to be influenced by the performance of a single security Transparency The objective s completely transparent to achieve results in line with their market benchmark They re also transparent in the sense that funds are composed of the securities in their tracking index Consistent market exposure The funds aim to deliver chosen market returns by investing in and carefully repositioning securities that continually reflect the relevant index over time For example an investor who wishes to gain exposure to the S P 500 is assured they ll receive returns less fees in line with that index Efficient building blocks Offering stable low cost exposure index tracking funds can be used to develop a diversified portfolio Like we mentioned before they pop up a lot when it comes to the core and satellite approach Cost effective The average total expense ratio TER of index funds is generally lower than the average active fund so they offer a well priced route to diversification Above all your investment decisions must sit well

    Original URL path: https://www.rabodirect.ie/more/media-hub/blog/the-deal-with-index-tracking-funds.aspx (2016-02-16)
    Open archived version from archive

  • RaboDirect - Investments 101
    need a degree in economics to understand how managed funds work it s not the big scary leap you might think and it doesn t cost the earth In fact this podcast series alone will give you a great overview of what you need to think about if you re just getting started The 101 Podcasts Series The key to investing well is having a plan and sticking to it This podcast series has been recorded exclusively for anyone new to investments with the help of Gary Connolly from icubed investment training to provide tips and advice on how to get the basics right Should investing be part of my long term plan Understand the effect of inflation and the alternatives to deposit based saving to grow your cash Listen to podcast Create your own plan How to build a plan that will guide your decision making and give you clear direction Listen to podcast Write your own rule book Setting your limits and restrictions up front to help you stay focused Listen to podcast Set realistic expectations The importance of being straight with yourself on what you can achieve Listen to podcast Stack the odds How to learn from the mistakes made previously and look for longer term rewards Listen to podcast Podcast 4 compounding returns explained Here s an excellent example of how compounding interest can work in your favour when you make an early start Two people are busy saving for their retirement Conscientious Investor starts contributing at age 27 to a PRSA He invests 2 000 at an average growth rate of 10 p a for 8 years then stops His friend Late starter Investor makes no contributions until age 35 the age his friend stopped He contributes 2 000 every year until he reaches 65

    Original URL path: https://www.rabodirect.ie/investments/investing/investments-101.aspx (2016-02-16)
    Open archived version from archive

  • RaboDirect - What types of investor am I?
    underlying funds 2014 Morningstar All Rights Reserved The information data analyses and opinions contained herein include the confidential and proprietary information of Morningstar and its subsidiaries may not be copied or redistributed does not constitute investment advice are provided solely for informational purposes and are not warranted to be complete accurate or timely Past performance is no guarantee of future results Based on the answers you provided this is the Morningstar Investment Management Europe model portfolio that matches your risk profile most closely Information shared using this tool is treated as anonymous It will never be associated with you personally or used to send you targeted marketing communications The results of any tool must not be considered advice or a personal recommendation They may help with identifying your general attitude to risk which is only one aspect of overall financial planning It does not take your personal circumstances or suitability into account The information shown is for illustrative purposes only The expected return figures are based on an estimate of the long term outcomes of the investment strategy and not on an actual portfolio of underlying funds 2014 Morningstar All Rights Reserved The information data analyses and opinions contained herein include the confidential and proprietary information of Morningstar and its subsidiaries may not be copied or redistributed does not constitute investment advice are provided solely for informational purposes and are not warranted to be complete accurate or timely Past performance is no guarantee of future results Based on the answers you provided this is the Morningstar Investment Management Europe model portfolio that matches your risk profile most closely Information shared using this tool is treated as anonymous It will never be associated with you personally or used to send you targeted marketing communications The results of any tool must not be considered advice or a personal recommendation They may help with identifying your general attitude to risk which is only one aspect of overall financial planning It does not take your personal circumstances or suitability into account The information shown is for illustrative purposes only The expected return figures are based on an estimate of the long term outcomes of the investment strategy and not on an actual portfolio of underlying funds 2014 Morningstar All Rights Reserved The information data analyses and opinions contained herein include the confidential and proprietary information of Morningstar and its subsidiaries may not be copied or redistributed does not constitute investment advice are provided solely for informational purposes and are not warranted to be complete accurate or timely Past performance is no guarantee of future results Based on the answers you provided this is the Morningstar Investment Management Europe model portfolio that matches your risk profile most closely Information shared using this tool is treated as anonymous It will never be associated with you personally or used to send you targeted marketing communications The results of any tool must not be considered advice or a personal recommendation They may help with identifying your general attitude

    Original URL path: https://www.rabodirect.ie/investments/im-new-to-investing/investor-type.aspx (2016-02-16)
    Open archived version from archive



  •