archive-ie.com » IE » L » LOWCOSTLIFECOVER.IE

Total: 144

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • lowcostlifecover.ie
    Email this link to a friend Close Window Email to Sender Your Email Subject Send Cancel Get an Instant Quote Now

    Original URL path: http://lowcostlifecover.ie/component/mailto/?tmpl=component&template=health1&link=0c8002a1bc9377d0fbc552cb29f77d4a763506ff (2016-04-26)
    Open archived version from archive


  • Life and Serious Illness Insurance Quotes: When Should You Take Out Cover?
    than later Life and Critical Illness Insurance Quotes When You re Getting Married Marriage is a primary milestone that sometimes generates the need to obtain life insurance and critical illness insurance quotes Although very often a spouse isn t financially dependent many people want to provide for theirs nonetheless At this point it s a good idea to take a look at the type of cover that s available The two major types of life insurance are whole of life and term Whole of life cover pays a benefit upon your death but can also has an investment component that builds cash value depending on the policy taken out It stays in force for as long as you live and keep paying your premiums Whole of life policies tend to become more expensive the older you get and can become unaffordable Term cover usually is less expensive because it only provides cover for an agreed upon length of time such as 10 15 or 20 years If you die during the term the insurance pays out Otherwise your survivors receive nothing Some term insurance is renewable without any medical underwriting Whichever you choose it s important to insure against the loss of income so that your spouse is able to maintain his or her lifestyle When You Become A Parent This is a major life event that leads people to consider their current and future situation The birth of a baby generates a whole new set of needs that impact both the parents and the child Life insurance can see a child through university or get them started in life which could be a hardship if the cover wasn t there Is there any better reason to obtain life insurance quotes When Your Nest is Empty Once the children are out and on their own many people wonder whether they should downsize their life insurance cover This idea is valid in some cases but if you re married and still working life insurance is still essential Granted you may need less cover but you should protect your spouse When You Reach Retirement Age As you approach retirement it s wise to consider end of life issues while you re still young enough and healthy enough to deal with them effectively Although it might seem that reducing or eliminating life insurance makes sense for older people they still need enough to pay for their funeral to cover any debts they may leave behind and to make certain their spouse is provided for Another reason to keep up your life insurance is to donate to your favourite charities Life insurance is a financial tool that creates an instant estate for those you leave behind Where to Get Cover Once you ve decided to buy or increase your insurance cover the next step is determining where to buy it You can go the traditional route directly to an insurance company but that can be costly as they will only be able to provide

    Original URL path: http://lowcostlifecover.ie/blog/item/28-life-and-serious-illness-insurance-quotes-when-should-you-take-out-cover?tmpl=component&print=1 (2016-04-26)
    Open archived version from archive

  • lowcostlifecover.ie
    Email this link to a friend Close Window Email to Sender Your Email Subject Send Cancel Get an Instant Quote Now

    Original URL path: http://lowcostlifecover.ie/component/mailto/?tmpl=component&template=health1&link=ce47676e692f35f385dff5642fc056efd25fc7e3 (2016-04-26)
    Open archived version from archive

  • Is SEPA the New Y2K?
    but it specifies a particular business country and region all within the one BIC International Bank Account Number IBAN an international means of identifying bank accounts across national borders This is what you ll use instead of your bank account number from February onwards The format of these is different for every country but for Ireland this one IBAN will contain your country code sort code and bank account number Are you with me so far The concept isn t too daunting once you know the basics However now you may be thinking that you can simply ignore SEPA and go about your daily routine I m afraid not SEPA is a mandatory EU Regulation so all businesses will have to conform to SEPA by the 1st February 2014 Bank account numbers and sort codes will be a thing of the past and replaced with IBAN and BIC for all businesses in Europe Now for the Hard Part Irish Life has been around for a long time 1939 to be exact so you can imagine that bank accounts and sort codes have been part of our business processes for eons With the introduction of SEPA we now have to convert all of our systems and processes to be in line with European regulations It s similar to Y2K in the sense that organisations Europe wide need to check and upgrade heavily integrated features of their IT systems before a fixed date No small task Anthony Curran is an advocate for your financial future who takes a holistic approach to your needs and goals He will work collaboratively with you to define what success and financial independence mean to you and how best to achieve them Anthony is well qualified to provide long term support and guidance on a variety of

    Original URL path: http://lowcostlifecover.ie/blog/item/26-is-sepa-the-new-y2k?tmpl=component&print=1 (2016-04-26)
    Open archived version from archive

  • lowcostlifecover.ie
    Email this link to a friend Close Window Email to Sender Your Email Subject Send Cancel Get an Instant Quote Now

    Original URL path: http://lowcostlifecover.ie/component/mailto/?tmpl=component&template=health1&link=7ae62d3c223cfae4f92890854f597221f29680e9 (2016-04-26)
    Open archived version from archive

  • How Do You Raise Financially Competent Children? (Part 2 of 2)
    power There are some children who did not how to do their own laundry before college and similarly there are some children who are not fully equipped with the basics of personal finance before they graduate college Each child will differ and it s your job to make sure they do have these skills Don t assume that they just know what to do While most colleges offer advanced econometrics statistics and investment portfolio management most children do not end up taking a class on basic money skills In fact the only way your child will probably be equipped with personal finance knowledge is if they take a financial planning courses which not all colleges offer The best thing you can do is just sit down with your child and share with them what you know about personal finance and guide them to resources These days there are many online articles blogs and books on personal finance The basics of budgeting taxes balancing a cheque book and savings will go a long way Saving early It may be daunting for your child to think about saving for retirement or an emergency fund especially if their first weeks pay is small Educate them about the power of compounding Guide them to save for an emergency fund that would cover all monetary needs for 3 4 months in the case of job loss or other unforeseen circumstances Living at Home If your child can live independently financially encourage them do so Children who live at home can start to feel too comfortable depending on their parents Sit down with your child to assess Debt There are many young adults who find themselves with large amounts of credit card debt Emphasise that a credit card is a form of borrowing at astronomical rates

    Original URL path: http://lowcostlifecover.ie/blog/item/24-how-do-you-raise-financially-competent-children-part-2-of-2?tmpl=component&print=1 (2016-04-26)
    Open archived version from archive

  • lowcostlifecover.ie
    Email this link to a friend Close Window Email to Sender Your Email Subject Send Cancel Get an Instant Quote Now

    Original URL path: http://lowcostlifecover.ie/component/mailto/?tmpl=component&template=health1&link=f3b3c4fb47f5a4720855196c247f8b1673a57116 (2016-04-26)
    Open archived version from archive

  • How Do You Raise Financially Competent Children? (Part 1 of 2)
    to shop for competitive pricing Show your younger child how you put coins in a vending machine pay tolls and pay parking meters Take your older child to the bank and show them how you lodge money for savings and how you make withdrawals Show the older child how you compare prices in order to receive the best deal and upon a purchase let them count the change for you You can take it another step further with an older child by giving them the task of comparison shopping for a specific household item Encourage good habits With children who have an allowance you can teach them the basics of consistency and discipline For example they could be responsible for a regularly occurring expense and or a portion of their allowance could go to savings You can also show them how to prioritise allocate and choose between what they want and really need Help them develop a system that reaches for long term goals but also offers little rewards along the way Teach the concept of savings and investment You can help your children create a strong financial foundation during their years at home Teach them what it means to save and the concept of interest Add more complex concepts as your children are older like taxes other salary deductions and investments A popular idea is a household jar for change upon accumulation use the contents for a fun family activity Portray money as a limited resource Teach your children that money is a resource that is limited Guide them to make tradeoffs but allow them the ability to make mistakes to learn If your child spends all their weekly allowance on sweets then they won t have anything left for a movie later that week It s important to

    Original URL path: http://lowcostlifecover.ie/blog/item/23-how-do-you-raise-financially-competent-children-part-1-of-2?tmpl=component&print=1 (2016-04-26)
    Open archived version from archive



  •