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  • GR8SAVER - Credit Union.ie - The Irish League of Credit Unions
    Ireland will be taking part in National Credit Union GR8 Savers Week more details The Magic of Savings Saving for a rainy day The Ant and the Grasshopper more details What is a Credit Union How Credit Unions Work How are credit unions different more details Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland Credit unions in Northern Ireland are authorised by the

    Original URL path: http://www.gr8saver.ie/ (2016-02-09)
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  • Who Are We - Credit Union.ie - The Irish League of Credit Unions
    games downloads saving tips money information competitons and credit union events for schools Click on the links on the left hand side of the screen to find your way around National Credit Union GR8 Savers Week 11 17th May 2015 From the 11th 17th May 2015 credit unions across the island of Ireland will be taking part in National Credit Union GR8 Savers Week Children are encouraged to save their own treasure in their local credit union Ahoy You ve heard the old tales of pirates sailing the seas seeking out treasure Well even though pirates no longer exist you can build up your own pirate like treasure chest by saving a bit of your pocket money on a regular basis That is what your local credit union is there to help you do Pirates were very smart with their treasure just like you need to be smart with your money If you get pocket money work out how much you are going to spend and how much you are going to save Once you decide you can put it into your credit union account The credit union will keep your money safe until you need it Credit unions are

    Original URL path: http://www.gr8saver.ie/whoarewe/ (2016-02-09)
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  • Competitions - Credit Union.ie - The Irish League of Credit Unions
    teams compete for the title of Schools Quiz champions The Quiz is divided into two sections Competition A for children up to 11 years and Competition B for children under 13 Local quiz winners go through to the Regional Finals and regional winners and runners up 100 teams of 4 children compete for the National titles The Schools Quiz is run throughout communities all over Ireland by volunteers from over 300 credit unions The questions are compiled by primary school teachers and will cover topics such as geography history music literature and sport The local level heats take place at the end of January each year Enquire in your local credit union for more details Credit Union Art Competition The Credit Union Art competition is one of the biggest competitions of its type for children and adults alike It has been running for over 30 years and is open to entrants of all ages The competition attracts over 30 000 entries each year and is run through a network of over 460 credit unions located throughout the island of Ireland There are two categories in the 2014 national Art Competition General and Special Each category will have the following age

    Original URL path: http://www.gr8saver.ie/competitions/ (2016-02-09)
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  • Saving - Credit Union.ie - The Irish League of Credit Unions
    people use their credit union is to save money So why is it important to save Saving means not spending your money today so you can buy something even better later So instead of spending your pocket money today you might want to save it so that you can buy something nice like a bicycle or a new computer game at some time in the future Credit unions in the

    Original URL path: http://www.gr8saver.ie/saving/ (2016-02-09)
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  • What is a Credit Union - Credit Union.ie - The Irish League of Credit Unions
    together and lend to each other at a fair and reasonable rate of interest Credit unions offer members the chance to have control over their own finances by making their own savings work for them Every credit union is owned by the members the people who save and borrow with it People like you When you become a member and start saving with your credit union you will have access to fair and reasonable rates on savings and loans Your savings contribute to your credit union s loan fund So your savings are helping other members Members like you A credit union exists only to serve its members not to profit from their needs Surplus income generated is returned to the members by way of a dividend an or is directed to improved or additional services required by the members Credit unions are non sectarian and non political and continue that Irish tradition of co operative self help It has been shown throughout history that by working together people can achieve far more through co operation than by individual effort The success of the credit union movements worldwide is a clear illustration of this Credit unions have served their members

    Original URL path: http://www.gr8saver.ie/whoarewe/whatisacreditunion/ (2016-02-09)
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  • How Credit Unions Work - Credit Union.ie - The Irish League of Credit Unions
    credit union takes some of this pool of money and lends it to other credit union members who need to borrow money For example Tony the taxi driver might want to buy a new taxi because his old car broke down Tony might borrow 3 000 to buy a second hand taxi When he borrows the money Tony agrees to pay it all back to the credit union plus a little bit extra called interest Tony drives his taxi every week and each passenger pays a fare Tony uses some of this money to pay back the loan In total over the duration of the loan Tony might pay back 3 200 At the end of the year the credit union adds up all the interest paid by people like Tony and once it has put aside money to fund the running of the credit union the funds left over can be paid to savers within the credit union as dividends So everyone benefits Savers can get paid a dividend on the money which they save The money the saved is used to fund loans to other members within the community and the members who borrow the money can do

    Original URL path: http://www.gr8saver.ie/whoarewe/howcreditunionswork/ (2016-02-09)
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  • How are credit unions different? - Credit Union.ie - The Irish League of Credit Unions
    Website How are credit unions different What makes credit unions different from other financial institutions such as banks For People Not For Profit Credit unions were set up to serve local communities Unlike banks credit unions exist to serve their members not to make as much profit as possible Ownership When you join a credit union you are a member not a customer This means you are a part owner of the credit union Credit union members enjoy equal rights to vote one member one vote and participate in decisions affecting the credit union Volunteerism People from the local community volunteer to work in the credit union Education of Members Credit unions help to promote the education of their members in the wise use of money Credit unions help members to become better educated consumers of financial services Return of surplus to members The surplus arising from the operations of the credit union belongs to and benefits all members This surplus may be given back to members in the form of dividends or used to improve the services of the credit union Co operation Credit unions work together at local national and international level to best serve the interests of

    Original URL path: http://www.gr8saver.ie/whoarewe/howarecreditunionsdifferent/ (2016-02-09)
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  • Saving for a Rainy Day - Credit Union.ie - The Irish League of Credit Unions
    heard the phrase Saving for a Rainy Day Do you know what it means So think about two families who live in houses beside each other They both have the same amount of money but Family A spend all of their money on presents for each other on foreign holidays and on a new car Family B spend some of their money but each week they go down to the credit union to put a small amount away Then one day a huge storm comes and it makes a hole in the roof of both houses and water starts to leak in So what do the families do Family A have spent all of their money so they need to get a bucket to put under the drip and the bucket needs to be emptied every hour Family B on the other hand have set money aside for a rainy day They go to their local credit union take out some of their savings and get a local builder to fix the hole in the roof straight away That s what saving for a rainy day means It is putting aside some money to use at a time when you

    Original URL path: http://www.gr8saver.ie/saving/savingforarainyday/ (2016-02-09)
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