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  • Dundalk Credit Union
    to Dundalk Credit Union Dundalk Credit Union has been at the heart of the local community since it s inception in 1968 We have been providing an almost unbeatable savings and loan package to Members for over 40 years Our only shareholders are the members themselves and we endeavour to provide them the best possible services at all times We always welcome new members and you can visit the new members page for more information New Rulebook for Dundalk Credit Union Limited Please note copies of our proposed new rulebook to be adopted at our AGM on 9th December 2015 are now available in our office and on this webite on our Rulebook page Car Draw Join the Members Car Draw for just 1 per week and you could pick up a fantastic new car or substantial cash prize Learn more Savings Get into the habit of saving or find a safe and secure place to invest Learn more Loan Applications Drop into the office call or log in online to apply for a loan at an unbeatble rate of 6 99 Learn more Monday 09 30 17 00 Tuesday 09 30 17 00 Wednesday 09 30 17 00 Thursday

    Original URL path: http://www.dundalkcu.ie/ (2016-02-12)
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  • About Us | Dundalk Credit Union
    been growing in size and strength ever since Credit Unions aim to support local communities by putting people before profit Indeed our only shareholders are the members themselves As our members own the Credit Union our only purpose is to serve those members in every way we can Dundalk Credit Union was founded in 1968 by Fr Frank Donnelly and since then it has grown to become one of the most successful and secure Credit Unions in Ireland Our main services are providing a savings and loan package to over 24 000 members From a lending perspective we have an excellent rate of 6 99 on all loans In terms of savings we pay a competitive dividend backed up by a Government Guarantee of 100 000 and the strong reserves of Dundalk Credit Union All throughout our growth we have been at the very heart of the local community in Dundalk and we continue that today even in challenging economic times Dundalk Credit Union provides sponsorship and funding to many local projects and charities and works closely with the Dundalk Institute of Technology to provide support for emerging enterprises Posted in Comments Off Opening Hours Monday 09 30 17 00

    Original URL path: http://www.dundalkcu.ie/about-us/ (2016-02-12)
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  • Joining | Dundalk Credit Union
    with St Patrick s Catholic Parish You are also eligible to join if you live in the same household as a current Member New Members are always welcome so call in and bring with you two forms of identification Valid passport or driving license Photographic Id Recent household bill or financial statement as proof of address Proof of PPS number or Tax ID number In the case of minors a birth certificate parents household bill and proof of PPS number will be sufficient Our joining fee is just 19c and with a minimum deposit of 1 you are now a shareholder with Dundalk s leading financial institution We now have in excess of 22 000 members so you will be in good company Nomination Forms When joining all members over the age of 16 will be asked to complete a Nomination Form i e naming the person or persons they wish to leave their money to should anything happen to them Benefits of Membership Low cost loans at just 6 99 with flexible repayments No charges on transactions Loans and savings insured at no extra cost Terms and Conditions apply The right to vote on matters that affect your credit

    Original URL path: http://www.dundalkcu.ie/joining/ (2016-02-12)
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  • Savings | Dundalk Credit Union
    idea You re not just another customer but an active member of a highly successful financial co operative which provides security and protection for your savings along with a competitive dividend Benefits of Savings Competitive dividend on your savings at the end of the year Members savings up to certain limits are insured at no direct cost through the Credit Union Life Insurance Scheme Easy access to your savings if you wish to make a withdrawal once not pledged against loans No hidden charges or fees on any transactions Government Guarantee Individual members savings at your Credit Union now guaranteed up to 100 000 Share Accounts There are two types of share accounts available Regular share account and Special share account Regular share account With this type of account DIRT tax is not deducted from the dividend earned It is left to the members themselves to pay the DIRT to the Revenue Commissioners Special share account Unlike the Regular share account DIRT is deducted at source from the dividend on this account For the current DIRT rate please check the Revenues website Withdrawals Members can withdraw their Credit Union savings provided they are not pledged as security for a loan However as far as possible you the member are encouraged to keep your savings intact thus ensuring You continue to earn a dividend You continue to benefit from Life Savings Insurance Protection Your credit worthiness and capacity to borrow is maintained Life Savings Insurance Depending on your age the credit union will provide upon your death insurance benefit on your savings up to a maximum of 8 000 your savings your Credit Union Dundalk Credit Union is owned and controlled by its members and every member has a vote irrespective of the size of their savings The Credit Union exists

    Original URL path: http://www.dundalkcu.ie/savings/ (2016-02-12)
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  • Loans | Dundalk Credit Union
    limits apply Savings continue to earn a dividend while you repay your loan Saving while repaying Members are encouraged to continue saving at all times even when repaying a loan Remember that even the smallest amount saved regularly grows quickly and that your savings and loan will be doubly protected by insurance Savings not only help build up your own fund but also contribute to the Credit Union s fund Loan Protection Insurance Everyone is nowadays advised to take out insurance to cover outstanding loans in case of death In Dundalk Credit Union the savings and loan balances of all eligible members are automatically covered up to certain limits at no extra cost to the member This means that you can borrow in the full confidence that your dependants will be protected against this debt in extreme circumstances There are added advantages to this insurance and some special conditions Loan Protection insurance is the insurance cover Dundalk Credit Union provides on the lives of its borrowing members If a member who is eligible for insurance cover and who has signed a credit agreement dies with a loan outstanding the loan balance is paid in full by the insurer Dundalk Credit Union death policy covers all eligible members loans up to their 80 th birthday In the case of joint accounts the member eligible for cover is the first named member on the account Note both for Life Savings and Loan Protection insurance Dundalk Credit Union pays the premium out of its earnings In other words members pay no individual charge Interest on CU Loans Dundalk Credit Union charge 6 99 on all loans Credit Unions do not charge fees or transaction charges Since the interest is charged only on the outstanding balance of the loan you will pay even less

    Original URL path: http://www.dundalkcu.ie/loans/ (2016-02-12)
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  • Loan Calculator | Dundalk Credit Union
    Conachy Paul Drumm Margaret Johnson Thomas McCourt Joe Cotter Nathaniel Adams Owen Short Lorraine Watters Gerard O Shaugnessy who won cash prizes Read More Loan Calculator Types of loans available Standard Loan 6 99 Amount you d like to borrow Repayment Term Weekly Fortnightly Monthly For how long years 1 Year 2 Years 3 Years 4 years 5 years Loan Repayment Details Each repayment will be Your total repayment will be The total interest will be Note Terms Conditions Apply All figures given on this web site are for your general information only and give a rough guide to loan repayments Any statements on this web site do not purport to be authorative or legally binding Dundalk Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date You are advised to check with our offices for up to date rates and offers Posted in Comments Off Opening Hours Monday 09 30 17 00 Tuesday 09 30 17 00 Wednesday 09 30 17 00 Thursday Closed Friday 09 30 17 00 Saturday 09 30 17 00 Contact Details You can contact us by using the details below Dundalk Credit Union Market

    Original URL path: http://www.dundalkcu.ie/loan-calculator/ (2016-02-12)
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  • Car Draw | Dundalk Credit Union
    July 2015 Car Draw Winners Winner of a Volkswagen Golf 3 Door Colin McNally Winners of Cash Prizes Tracy McVeigh and Mary Neary June 2015 Car Draw Winners Winner of a Toyota Auris Catriona McBride Winners of Cash Prizes Margaret McElevey and James McEvoy May 2015 Car Draw Winners Winner of a Peugeot 308 Christina Duffy Winners of Cash Prizes Barbara Smyth Sinead Hearty April 2015 Car Draw Winners Winner of a Volkswagen Golf 3 Door N Boyle Winners of Cash Prizes Joan Kelly Frances Farrell Noonan March 2015 Car Draw Winners Winner of a Toyota Auris Monica Clarke Winners of Cash Prizes Antoinette Kelliher Briege Bannon February 2015 Car Draw Winners Winner of a Peugeot 308 Jim Finnegan Winners of Cash Prizes Claire Minto Gerard Sherry January 2015 Car Draw Winners Winner of a Volkswagen Golf 3 door James McCloskey Winners of Cash Prizes Ann Martin Alan Doherty December 2014 Car Draw Winners Winner of a Toyota Auris Maureen McCrum Winners of Cash Prizes Gerard Mathews Joseph Murphy November 2014 Car Draw Winners Winner of a Peugeot 308 Angela Muckian Winners of Cash Prizes Brian Murphy Emma Bell Joan O Callaghan Theresa McKeown Niall Connolly Patricia Belton Sinead Morgan Margaret Cotter Patrick Crosson Bernadette Lennon Mary O Carroll Mason Niall Dunlevy Jason Dooley Noleen Casey Niamh Watters and Patricia Gorman October 2014 Car Draw Winners Winner of a Volkswagen Golf 3 Door Mary Shelley Winners of Cash Prizes Robert Beatty Nancy Byrne September 2014 Car Draw Winners Winner of a Toyota Auris Dympna Mulholland Winners of Cash Prizes George Keenan John Daly August 2014 Car Draw Winners Winner of a Peugeot 308 Serena Carr Winners of Cash Prizes Brian Murphy Maura Conlon July 2014 Car Draw Winners Winner of a Volkswagen Golf Jacinta McMahon Winners of Cash Prizes Don

    Original URL path: http://www.dundalkcu.ie/car-draw/ (2016-02-12)
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  • Forms | Dundalk Credit Union
    Hare winner of a Volkswagen Golf 3 Door in our Members Monthly Car Draw Congratulations also to Karen Dillon Gavin Duffy Robert Agnew Declan McCarthy Stuart Kelly Elaine Hearty Barbara Gaynor Ann Conachy Paul Drumm Margaret Johnson Thomas McCourt Joe Cotter Nathaniel Adams Owen Short Lorraine Watters Gerard O Shaugnessy who won cash prizes Read More Forms The following forms have been made available for members to download and print for their convience In order to open the forms you will need to have Adobe Acrobat installed if you do not currently have this softwate installed you may download it here Car Draw form Revenue DIRT Exemption form DE1 Revenue DIRT Exemption form DE2 CU Online EFT Account Application Form Posted in Comments Off Opening Hours Monday 09 30 17 00 Tuesday 09 30 17 00 Wednesday 09 30 17 00 Thursday Closed Friday 09 30 17 00 Saturday 09 30 17 00 Contact Details You can contact us by using the details below Dundalk Credit Union Market Street Dundalk Co Louth Tel No 042 93 35489 Fax No 042 93 33102 Email info dundalkcu ie Local Links Dundalk Institute of Technology Dundalk and Chamber of Commerce Dundalk Town Council

    Original URL path: http://www.dundalkcu.ie/forms/ (2016-02-12)
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